Single Trip Travel Insurance
A single trip is when you are leaving home and returning home only once and traveling for a specified time period, regardless how many countries you will be visiting. When you leave your home country, your health insurance may or may not cover you; it may be limited (out of network) and most likely will not provide transportation back home in the event that you need to be evacuated. Medicare, for example, does not cover you abroad.
Single trip travel medical plans usually provide coverage for
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Emergency medical expenses, doctor’s fees and hospital stays
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Emergency medical evacuations and repatriation
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Accidental death and dismemberment (AD&D)
A number of optional riders are available for those purchasing single trip travel medical insurance, including
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Athletic and sports coverage for participation in team/contact sports
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Hazardous activity coverage for scuba diving, skiing, mountain climbing, sky diving, etc.
If you require a Single Trip Plan that includes cancellation coverage to cover your non-refundable trip costs, you will need to purchase a comprehensive travel insurance plan (Trip Cancellation)
Buying a travel insurance policy for each single trip is likely to work out the cheapest option if you’re only planning to take one or two trips a year. If you plan to travel more frequently over the course of one year, an annual/multi trip travel insurance policy is likely to be the best option and worth considering.
Recommended Plans
GeoBlue Voyager Essential (For US citizen or and residents)
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Ideal for international leisure, missionary or business travel.
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Coverage of COVID-19 testing and treatment.
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Post-departure trip interruption up to $500.
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Choice of varying medical limits and deductibles.
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For trips outside the U.S. up to 6 months for ages 95 and younger*.
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Covers pre-existing conditions for medical evacuation.
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Does not require a primary health plan.
Underwritten By: United States Fire Insurance Company
Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724
Seven Corners Travel Medical Insurance - Including USA
International Travel to the USA. These plans include customizable medical coverage, a network of medical providers, and 24-hour travel assistance, Covid will be treated same as any Illness on both plans.
Examples of eligible purchases for Travel Including the USA
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A non-U.S. resident and non-U.S. citizen is traveling to the USA.
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A non-U.S. resident and non-U.S. citizens is spending part of their trip in the USA.
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An Irish citizen and resident is flying to Mexico and has a layover in the USA.
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A Mexican citizen and resident is driving through the USA to Canada.
2 Plan Levels available
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Basic Plan
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Seven Corners Travel Medical Choice
The plan covers typical vacation activities. If you plan to participate in more adventurous activities when you travel, consider buying additional optional coverage that includes: Bungee jumping; caving; hang gliding; jet skiing; motorcycle or motor scooter riding whether as a passenger or a driver; parachuting; paragliding; parasailing; scuba diving only to a depth of 10 meters with a breathing apparatus provided that you are SSI, PADI or NAUI certified; snowmobiling; spelunking; wakeboard riding; water skiing; windsurfing; or zip lining. You must purchase this optional coverage if you wish to be covered while riding a motorcycle, motor scooter, or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area where you are located in the host country.
AM Best Rating: A (Excellent)
Underwriter: Crum & Forster SPC
Seven Corners Travel Medical Global - Excluding USA
International Travel outside of the USA. These plans include customizable medical coverage, a network of medical providers, and 24-hour travel assistance, along with coverage for COVID-19
Examples of eligible purchases for Travel Medical Global Excluding the USA:
Travelers must be non-U.S. residents who are at least 14 days of age or older. You are covered for worldwide trips that exclude the USA, provided you are traveling outside of the country where you have your primary residence
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A non-U.S. resident and non-U.S. citizen is traveling outside the USA.
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A French citizen and resident flying to Iceland and returning home.
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An Australian citizen and resident flying to Europe, Africa, and Canada.
2 Plan Levels
Basic & Choice
Covid Same as any illness
From 14 days old to 64 years old: Options up to $1,000,000; 65 to 79 years old: $50,000; $100,000; 80 years and older: $10,000
The plan covers typical vacation activities. If you plan to participate in more adventurous activities when you travel, consider buying additional optional coverage that includes: Bungee jumping; caving; hang gliding; jet skiing; motorcycle or motor scooter riding whether as a passenger or a driver; parachuting; paragliding; parasailing; scuba diving only to a depth of 10 meters with a breathing apparatus provided that you are SSI, PADI or NAUI certified; snowmobiling; spelunking; wakeboard riding; water skiing; windsurfing; or zip lining. You must purchase this optional coverage if you wish to be covered while riding a motorcycle, motor scooter, or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area where you are located in the host country.
AM Best Rating: A (Excellent)
Underwriter: Crum & Forster SPC
Patriot Platinum Travel
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COVID-19 covered same as any other illness
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Travel medical insurance for individuals, families and groups
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Coverage for acute onset of pre-existing conditions
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Renewable up to 36 months
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Deductible options from $0 to $25,000
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Maximum limits from $2,000,000 to $8,000,000
AM Best Rating - A+
Globally recognized underwriters
A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's